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Birmingham Uninsured Accident Lawyer

It’s bad enough to be hit by another driver, but what happens when the driver doesn’t have insurance? You may need a Birmingham uninsured car accident lawyer’s help getting the compensation you’re owed.

When you’re in an auto accident, one of the first things you do is exchange insurance information with the other driver. That way, both of you can contact the proper insurance company and file a claim for compensation.

But what happens when the other driver doesn’t have insurance or his or her insurance policy is too small to cover your expenses? In these cases, calling a Birmingham uninsured accident lawyer may be your best chance to get the compensation you need.

The Henry Dailey Law Firm can help you win the compensation you need to recover, no matter how resistant the other driver is. Give us a call to get started.

When You Can Sue the Other Driver Directly

In some cases, you may need to sue the uninsured driver directly. In normal situations, you would instead file a claim with his or her insurance company, which would then assess the damages and who was at fault before offering you a settlement for your damages.

But you’re in a different situation. You’re dealing with a driver directly, rather than an insurer. Unfortunately, in these cases, the driver may have little in the way of funds to cover your expenses. Still, an uninsured accident lawyer in Birmingham can help you decide whether a lawsuit is the best option for you or whether it’s best to turn to your own insurer.  

Filing an Uninsured Driver Claim

In many cases, it may be best to file an uninsured motorist claim with your own insurance company. While this coverage isn’t required in many states, Alabama’s insurance companies are required to offer uninsured motorist coverage.  

In this case, you’ll need to file a claim with your own insurer. If you’re unsure about this process, your Birmingham uninsured auto crash lawyer can walk you through this process. Unless you chose to opt out of this coverage, this may be your best chance to get the settlement you need.

Meet with a Birmingham Uninsured Accident Attorney

Sometimes, getting a settlement after an accident is as simple as calling the other person’s insurance company and filing a claim. Other times, it can be more complicated, and you may have some difficulty getting the compensation you need. You’ll need to make decisions on how you’ll approach your case so you’re not left paying out of your own pocket.

If you’re not sure where to turn after an underinsured driver hits you, contact an experienced lawyer as soon as possible. The Henry Dailey Law Firm can help you make the right moves as you pursue full and fair compensation for your damages

We offer free consultations, so you’ve got nothing to lose by calling a Birmingham uninsured accident lawyer—and everything to gain. Give us a call at 205-995-2412 or fill out the online contact form below for more information.

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