After a motorcycle accident, you may be badly injured by a reckless driver and in need of your full compensation. Fortunately, you should be able to turn to your insurance company to cover your damages and lost wages while you recover, right?
Sadly, your insurance company might not be so willing to help. They’re for-profit companies, which means they’re focused on their funds more than your healing. That means you’ll need to know how to handle insurance companies after your motorcycle accident.
Continue reading to learn more about the motorcycle claims process, underhanded tactics used by insurers, and tips for securing your full and rightful funds.
Getting Your Full Settlement
Insurance companies will try anything to minimize or eliminate the settlement amount they owe you. They might lowball the initial offer and claim it’s the best they can do. To combat this tactic, you’ll need to know how to calculate the true value of your claim.
For example, make sure that you’re getting the economic damages you deserve. These damages should cover all financial losses, from your motorcycle repairs to your hospital bills, as most bike crashes result in injuries.
You’ll also need to calculate your non-economic damages, which aren’t as simple to quantify. These damages cover your intangible losses, such as pain and mental anguish, which is difficult to attach a dollar amount to. Instead, you’ll need the tools and resources a lawyer can provide to ensure your insurers give you your full settlement.
Don’t Let Them Blame You
When they don’t want to pay for your expenses, insurers might resort to unfair tactics. For example, they might accuse you of being a dangerous, reckless driver, simply because you’re a motorcyclist. Unfortunately, that may work if you don’t fight back.
Because Alabama recognizes pure contributory fault, you’ll need to protect your claim from any suspicion that you’re responsible for your accident. If you’re found at fault for even a minor part of the accident, you may lose your chance at recovery and compensation.
When they start to try and pin the blame on you, reach out for help with your claim. They’ll try their best to avoid paying for your recovery, so you’ll need to fight back and get the help you deserve.
Reach Out for Help
Dealing with insurers after an accident is rarely easy. You’re suffering and they are likely not making this easy on you. You just want to recover, but you’ll first need to know how to handle insurance companies after your motorcycle crash.
Fortunately, there are resources available to help you overcome your accident and deal with your insurance company. With a lawyer from the Henry Dailey Law Firm on your side, you’ll have a better chance at getting the full settlement you deserve for your injuries and damages.
If the insurance provider is refusing to be reasonable, reach out for help, starting with a free consultation. We’ll review your claim and help you get the settlement you deserve. Reach out by calling 205-606-6970 or by filling out the online form below.