What Is The Alabama Car Accident Claim Process?
Getting hurt in an auto crash can be stressful and disorienting. Most people aren’t prepared for an accident, so you might struggle to get back on your feet without legal help.
Fortunately, this is where Henry C. Dailey, Jr., P.C. comes in. Our team understands that an auto wreck is a serious matter, even if you only suffered property damage. If you need help with the Alabama car accident claim process, our firm can give you the attention you need to get through this.
Immediately After The Accident
Act immediately after the accident by calling 911. Even if you and the other driver only suffered minor bumps and bruises, it’s best to have an officer there to write an accident report. Acting immediately also gives you more resources to act soon for your claim. A car accident claim can only be filed within two years of the accident.
If the other driver has remained at the scene, you’ll need to exchange information with him or her, but be careful of what you say. Even if you initially believe you were partially at fault, saying so could damage your claim.
Fortunately, Alabama does impose minimum insurance standards. You should have some coverage, so you’ll need to speak to your insurer about this after the accident. Even if you don’t plan to file with your own company, your insurer may have options to help you get back on the road, such as a rental program.
Getting Your Claim Settled
The next step will require deciding how to proceed to get your settlement. Typically, there are three avenues for compensation if you’re not at fault:
- The other driver’s insurance
- Your insurance (in some cases)
- A lawsuit
Many people have coverage for themselves, and in cases where the other driver’s insurance isn’t really an option for compensation, this may be the best way to handle it. In other cases, the insurance company might be willing to pay for your damages, but insurers are also businesses, so they may be uncooperative.
If you believe you’re not at fault, but the other party won’t cover your expenses, you may need to file a claim against him or her. This can be difficult, as Alabama will bar your recovery if you’re found to hold any fault, but it can also award you with the compensation you need to get back to your life. Not sure which method is best for you? Speak to an attorney about your options.
Connect With An Alabama Car Accident Lawyer
No matter how confusing the Alabama car accident claim process may feel, you don’t have to go through it alone. Henry C. Dailey, Jr., P.C. is here for you, and we can walk you through the process of getting your life back on track.
If you’re not sure what to do next, call us for a free consultation. We’ll assess where you are in the process and what steps you need to take next before you pay a cent. When you’re struggling with the claim process, having qualified legal help on your side makes a difference.
To speak with one of our attorneys, call us at 205-606-6970 or complete the online contact form below.